Featured Posts
Google’s AP2 and the Future of OpenBanking
Google’s AP2 protocol is reshaping the conversation on AI-driven payments, but with little participation from major U.S. banks, the risks of fragmentation are growing. As fintechs and card networks move quickly, it’s time for banks to step up and ensure open banking keeps pace with emerging standards.
Regulatory Expectations for Startup and Community Banks
Startup and community banks face the same regulatory expectations as large financial institutions without the same resources. Many lean on hosted platforms, small tech teams, and outsourced vendors. But with rising cybersecurity risks, even minor disruptions can have outsized financial and reputational impacts. This post explores how smaller banks can right-size security, avoid common vendor pitfalls, and meet regulator expectations without overspending.
AI Risk in Banking: Preparing for Regulator Expectations
Artificial Intelligence in banking isn’t new, but its speed of deployment and regulatory scrutiny are unprecedented. Banks face a “bandwagon effect,” rushing AI initiatives while balancing risk management, governance, and consumer expectations. Key challenges like explainability and hallucinations require embedding AI into existing model risk frameworks, with strong controls, transparency, and incident readiness to safeguard compliance and trust.
Most cybersecurity teams don't fail audits because their programs are bad. They fail because their programs aren't documented in a way that survives scrutiny. This is the full series — and the written companion to the How to Pass Every Audit session at the 2026 Southeast Cybersecurity Summit.